The Cost of “Affordable Care”

Former Colorado senate majority leader, Mark Hillman (2013), wrote a post for CCU’s Centennial Institute just a few short weeks ago regarding the costs of Obama’s “affordable care.” Now don’t get me wrong, I am not against those without health benefits getting access to insurance. However, I am not willing to support a system that will be funded by tax dollars and also have the potential to increase the existing premiums of those who do currently have health insurance. Hillman (2013) noted that Obama repeatedly indicated that those who are content with their current health insurance would be able to keep those policies and that the new legislation would create premium cost reductions of “up to $2,500 per year.” Hillman argues that the truth, as seen when the legislation rolled out, is that those of us with insurance will see our premiums raised to the point where we’ll have to weigh the pros and cons of keeping our insurance or dropping it and paying the tax penalty for being uninsured.

Our country already has a welfare system in need of reform. We don’t need to add to it a healthcare system that needs reformed right from the start.  I would love to see a program devised to assist those who don’t have access to healthcare benefits, but one that doesn’t affect the population that Hillman (2013) notes isn’t “part of the problem.” Making change to better the situation of one subset of the population that directly worsens the situation of another subset is no way to go about this. There has to be a better solution and we need to take the political posturing out of the decision-making process. We need our government leaders to return to the basic tenets of “one nation under God” and “by the people, for the people.”


Hillman, M. (2013, September 26). Public grows skeptical about costs of ‘affordable care.’ [Web log comment]. Retrieved from


Leave a Comment

  1. Denise says:

    Who Can Afford the Cost of Health Care?
    After the botched roll out of the Affordable Health Care Act due to the troubled HealthCare.Gov website in October, 2013, the enrollment numbers for the month of October were 26,000. Early November over 1 million people toured the website and it did not crash but it was still busy and some people were told to return when the website is less busy. Young people between the ages of 18 to 29 years old are taking advantage of the Affordable Health Care (Shear, 2013). Young people that are enrolled in a college or university must have health insurance coverage or the institution will force coverage on them and charge them through tuition cost.
    As a licensed health insurance agent for Anthem Blue Cross & Blue Shield in six east coast states, I advise and sell insurance coverage for many individuals. In my opinion if your unemployed or receiving disability income there is a big chance that you may not qualify for subsidies that are being given out by the government if your income falls below $12,000.00 a year. Then what happens is that their income is too low to be accepted for Medicaid in some states where they did not reconstruct their Medicaid program. The poorest of the poor regardless of their age still can’t afford health care, “He that hath pity upon the poor lendeth unto the LORD; and that which he hath given will he pay him again” (Proverbs 19:17). Obama’s healthcare program does not work for all Americans and all Americans can afford healthcare so what now?
    Michelle (Denise) Miller-Penn
    Shear, M. (2013). In practice. Tracking the Affordable Care Act: Enrollment numbers rise after
    website improves. Retrieved March 2, 2014

  2. SVH says:

    Dear Amccreadie,

    I noticed that your original post is date October 3, 2013. Today is November 19, 2014, a year later after your post here we are facing the consequences of “Obama’s Affordable Care”
    Frist the “affordable Care Act” is not living up to its name and the promise of premium cost reduction of up to $2, 500 per year has not happened either. My health premium went up $450 per year. Beside the premium the copays, deductibles went up, while the emergency visit copay double in price. Scheduling an appointment to see the doctors used to be between 2 to 3 weeks. Now it is taking over two months just for a physical, well check, and eye appointments. Also consider that this law deals with insurance only not the quality of care. It does not improve the number of doctors available and has no incentives for doctors. This law also imposes new taxes on medical devices and a great segment of our population can’t simply afford medical devices let alone an added tax.
    There are however, good things though from the “affordable care act” and those include the elimination of the preexisting conditions and allowing young people to remain cover through their parent’s insurance until age 27. While these are good changes I agree with the statement you made about having a health care system that needs reform from the start.
    Yes, we do need to find a way to offer insurance to those who do not have but dumping tax dollars in this money pit called “Affordable Care” is wrong. Between welfare and the “affordable care act” we are in trouble soon we will be in the same shoes as Spain.

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